{"id":1401,"date":"2009-05-04T09:39:37","date_gmt":"2009-05-04T09:39:37","guid":{"rendered":"http:\/\/osmeusapontamentos.com\/?p=1401"},"modified":"2009-05-04T09:39:37","modified_gmt":"2009-05-04T09:39:37","slug":"matematica-nas-financas-pessoais","status":"publish","type":"post","link":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/","title":{"rendered":"Matem\u00e1tica nas Finan\u00e7as Pessoais"},"content":{"rendered":"<p>Algumas notas sobre a apresenta\u00e7\u00e3o <a href=\"http:\/\/www.spm.pt\/arquivo\/213\">Matem\u00e1tica nas Finan\u00e7as Pessoais<\/a> realizada a 28-mar\u00e7o-2009 na <a href=\"http:\/\/www.fnac.pt\/\">Fnac<\/a> do Gaiashopping numa organiza\u00e7\u00e3o da <a href=\"http:\/\/www.spm.pt\/\">Sociedade Portuguesa da Matem\u00e1tica<\/a>.<\/p>\n<ul>\n<li>valor temporal do dinheiro<\/li>\n<li>custo m\u00e9dio unit\u00e1rio de um produto pode n\u00e3o ser um bom motivo de decis\u00e3o<\/li>\n<li>porque preferimos receitas cedo e despesas tarde?: risco; juros<\/li>\n<li>justifica\u00e7\u00e3o de juros:liquidez; perda de poder de compra; risco<\/li>\n<li>risco e retorno est\u00e3o associados<\/li>\n<\/ul>\n<p>VF(n) &#8211; valor futuro<br \/>\ni &#8211; taxa juro<br \/>\nVA &#8211; valor inicial<br \/>\nVF = VA(1+i)^n<br \/>\nVA = VF \/ (1+i)^n<\/p>\n<p>Esta \u00e9 a regra base para c\u00e1lculo de juros em coisas como empr\u00e9stimos \u00e0 habita\u00e7\u00e3o.<br \/>\nVer por exemplo no site do <a href=\"http:\/\/clientebancario.bportugal.pt\/dsb\/ProdutosBancarios\/Chabitacao\/Tjuro_Chabitacao.htm\">Banco de Portugal<\/a>:<br \/>\nPara um empr\u00e9stimo de 150000 euros, a 30 anos (m=360 meses) com uma taxa anual nominal (r) de 5% e presta\u00e7\u00f5es mensais constantes de capital e juros (k=12), o valor da presta\u00e7\u00e3o mensal \u00e9 de 805,23 euros. De notar que a presta\u00e7\u00e3o mensal \u00e9 sempre calculada com base na Taxa Anual Nominal (TAN).<br \/>\n<img decoding=\"async\" src=\"http:\/\/clientebancario.bportugal.pt\/dsb\/TJuro\/Equa%C3%A7%C3%B5es\/CH_Prestacao.GIF\" alt=\"\" \/><\/p>\n<p>comparar isto que \u00e9 uma simples f\u00f3rmula que com a ajuda do excel responde a todas a perguntas que queiramos fazer sobre empr\u00e9stimos \u00e0 habita\u00e7\u00e3o com o filme que passei quando fui ao meu banco perguntar como ficaria o meu <a href=\"https:\/\/osmeusapontamentos.com\/?p=1039\">empr\u00e9stimo depois de amortizar determinado valor<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Algumas notas sobre a apresenta\u00e7\u00e3o Matem\u00e1tica nas Finan\u00e7as Pessoais realizada a 28-mar\u00e7o-2009 na Fnac do Gaiashopping numa organiza\u00e7\u00e3o da Sociedade Portuguesa da Matem\u00e1tica. valor temporal do dinheiro custo m\u00e9dio unit\u00e1rio de um produto pode n\u00e3o ser um bom motivo de decis\u00e3o porque preferimos receitas cedo e despesas tarde?: risco; juros justifica\u00e7\u00e3o de juros:liquidez; perda de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[222,254],"class_list":["post-1401","post","type-post","status-publish","format-standard","hentry","category-ler-ver-ouvir-passear","tag-emprestimos","tag-financas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Matem\u00e1tica nas Finan\u00e7as Pessoais - Os Meus Apontamentos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Matem\u00e1tica nas Finan\u00e7as Pessoais - Os Meus Apontamentos\" \/>\n<meta property=\"og:description\" content=\"Algumas notas sobre a apresenta\u00e7\u00e3o Matem\u00e1tica nas Finan\u00e7as Pessoais realizada a 28-mar\u00e7o-2009 na Fnac do Gaiashopping numa organiza\u00e7\u00e3o da Sociedade Portuguesa da Matem\u00e1tica. valor temporal do dinheiro custo m\u00e9dio unit\u00e1rio de um produto pode n\u00e3o ser um bom motivo de decis\u00e3o porque preferimos receitas cedo e despesas tarde?: risco; juros justifica\u00e7\u00e3o de juros:liquidez; perda de [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/\" \/>\n<meta property=\"og:site_name\" content=\"Os Meus Apontamentos\" \/>\n<meta property=\"article:published_time\" content=\"2009-05-04T09:39:37+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/clientebancario.bportugal.pt\/dsb\/TJuro\/Equa%C3%A7%C3%B5es\/CH_Prestacao.GIF\" \/>\n<meta name=\"author\" content=\"Vitor Silva\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@vitorsilva\" \/>\n<meta name=\"twitter:site\" content=\"@vitorsilva\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Vitor Silva\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/\"},\"author\":{\"name\":\"Vitor Silva\",\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/#\\\/schema\\\/person\\\/d508df9c3ffc8b4e64a18dbf0ba18dd8\"},\"headline\":\"Matem\u00e1tica nas Finan\u00e7as Pessoais\",\"datePublished\":\"2009-05-04T09:39:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/\"},\"wordCount\":228,\"commentCount\":1,\"publisher\":{\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/#\\\/schema\\\/person\\\/d508df9c3ffc8b4e64a18dbf0ba18dd8\"},\"image\":{\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/clientebancario.bportugal.pt\\\/dsb\\\/TJuro\\\/Equa%C3%A7%C3%B5es\\\/CH_Prestacao.GIF\",\"keywords\":[\"empr\u00e9stimos\",\"finan\u00e7as\"],\"articleSection\":[\"Ler\\\/ Ver\\\/ Ouvir\\\/ Passear\"],\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/\",\"url\":\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/\",\"name\":\"Matem\u00e1tica nas Finan\u00e7as Pessoais - Os Meus Apontamentos\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/clientebancario.bportugal.pt\\\/dsb\\\/TJuro\\\/Equa%C3%A7%C3%B5es\\\/CH_Prestacao.GIF\",\"datePublished\":\"2009-05-04T09:39:37+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/#breadcrumb\"},\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/#primaryimage\",\"url\":\"http:\\\/\\\/clientebancario.bportugal.pt\\\/dsb\\\/TJuro\\\/Equa%C3%A7%C3%B5es\\\/CH_Prestacao.GIF\",\"contentUrl\":\"http:\\\/\\\/clientebancario.bportugal.pt\\\/dsb\\\/TJuro\\\/Equa%C3%A7%C3%B5es\\\/CH_Prestacao.GIF\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/index.php\\\/2009\\\/05\\\/04\\\/matematica-nas-financas-pessoais\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\\\/\\\/osmeusapontamentos.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Matem\u00e1tica nas Finan\u00e7as Pessoais\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/#website\",\"url\":\"https:\\\/\\\/osmeusapontamentos.com\\\/\",\"name\":\"Os Meus Apontamentos\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/#\\\/schema\\\/person\\\/d508df9c3ffc8b4e64a18dbf0ba18dd8\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/osmeusapontamentos.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-PT\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\\\/\\\/osmeusapontamentos.com\\\/#\\\/schema\\\/person\\\/d508df9c3ffc8b4e64a18dbf0ba18dd8\",\"name\":\"Vitor Silva\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f81f58ad909e8a213ab0a690f6ed65e5c0e0e2274bf35ac49ff31d7988d483ce?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f81f58ad909e8a213ab0a690f6ed65e5c0e0e2274bf35ac49ff31d7988d483ce?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f81f58ad909e8a213ab0a690f6ed65e5c0e0e2274bf35ac49ff31d7988d483ce?s=96&d=mm&r=g\",\"caption\":\"Vitor Silva\"},\"logo\":{\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f81f58ad909e8a213ab0a690f6ed65e5c0e0e2274bf35ac49ff31d7988d483ce?s=96&d=mm&r=g\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/vitormrsilva\",\"https:\\\/\\\/x.com\\\/vitorsilva\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Matem\u00e1tica nas Finan\u00e7as Pessoais - Os Meus Apontamentos","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/","og_locale":"pt_PT","og_type":"article","og_title":"Matem\u00e1tica nas Finan\u00e7as Pessoais - Os Meus Apontamentos","og_description":"Algumas notas sobre a apresenta\u00e7\u00e3o Matem\u00e1tica nas Finan\u00e7as Pessoais realizada a 28-mar\u00e7o-2009 na Fnac do Gaiashopping numa organiza\u00e7\u00e3o da Sociedade Portuguesa da Matem\u00e1tica. valor temporal do dinheiro custo m\u00e9dio unit\u00e1rio de um produto pode n\u00e3o ser um bom motivo de decis\u00e3o porque preferimos receitas cedo e despesas tarde?: risco; juros justifica\u00e7\u00e3o de juros:liquidez; perda de [&hellip;]","og_url":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/","og_site_name":"Os Meus Apontamentos","article_published_time":"2009-05-04T09:39:37+00:00","og_image":[{"url":"http:\/\/clientebancario.bportugal.pt\/dsb\/TJuro\/Equa%C3%A7%C3%B5es\/CH_Prestacao.GIF","type":"","width":"","height":""}],"author":"Vitor Silva","twitter_card":"summary_large_image","twitter_creator":"@vitorsilva","twitter_site":"@vitorsilva","twitter_misc":{"Escrito por":"Vitor Silva","Tempo estimado de leitura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/#article","isPartOf":{"@id":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/"},"author":{"name":"Vitor Silva","@id":"https:\/\/osmeusapontamentos.com\/#\/schema\/person\/d508df9c3ffc8b4e64a18dbf0ba18dd8"},"headline":"Matem\u00e1tica nas Finan\u00e7as Pessoais","datePublished":"2009-05-04T09:39:37+00:00","mainEntityOfPage":{"@id":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/"},"wordCount":228,"commentCount":1,"publisher":{"@id":"https:\/\/osmeusapontamentos.com\/#\/schema\/person\/d508df9c3ffc8b4e64a18dbf0ba18dd8"},"image":{"@id":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/#primaryimage"},"thumbnailUrl":"http:\/\/clientebancario.bportugal.pt\/dsb\/TJuro\/Equa%C3%A7%C3%B5es\/CH_Prestacao.GIF","keywords":["empr\u00e9stimos","finan\u00e7as"],"articleSection":["Ler\/ Ver\/ Ouvir\/ Passear"],"inLanguage":"pt-PT","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/","url":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/","name":"Matem\u00e1tica nas Finan\u00e7as Pessoais - Os Meus Apontamentos","isPartOf":{"@id":"https:\/\/osmeusapontamentos.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/#primaryimage"},"image":{"@id":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/#primaryimage"},"thumbnailUrl":"http:\/\/clientebancario.bportugal.pt\/dsb\/TJuro\/Equa%C3%A7%C3%B5es\/CH_Prestacao.GIF","datePublished":"2009-05-04T09:39:37+00:00","breadcrumb":{"@id":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/#breadcrumb"},"inLanguage":"pt-PT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/"]}]},{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/#primaryimage","url":"http:\/\/clientebancario.bportugal.pt\/dsb\/TJuro\/Equa%C3%A7%C3%B5es\/CH_Prestacao.GIF","contentUrl":"http:\/\/clientebancario.bportugal.pt\/dsb\/TJuro\/Equa%C3%A7%C3%B5es\/CH_Prestacao.GIF"},{"@type":"BreadcrumbList","@id":"https:\/\/osmeusapontamentos.com\/index.php\/2009\/05\/04\/matematica-nas-financas-pessoais\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/osmeusapontamentos.com\/"},{"@type":"ListItem","position":2,"name":"Matem\u00e1tica nas Finan\u00e7as Pessoais"}]},{"@type":"WebSite","@id":"https:\/\/osmeusapontamentos.com\/#website","url":"https:\/\/osmeusapontamentos.com\/","name":"Os Meus Apontamentos","description":"","publisher":{"@id":"https:\/\/osmeusapontamentos.com\/#\/schema\/person\/d508df9c3ffc8b4e64a18dbf0ba18dd8"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/osmeusapontamentos.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-PT"},{"@type":["Person","Organization"],"@id":"https:\/\/osmeusapontamentos.com\/#\/schema\/person\/d508df9c3ffc8b4e64a18dbf0ba18dd8","name":"Vitor Silva","image":{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/secure.gravatar.com\/avatar\/f81f58ad909e8a213ab0a690f6ed65e5c0e0e2274bf35ac49ff31d7988d483ce?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f81f58ad909e8a213ab0a690f6ed65e5c0e0e2274bf35ac49ff31d7988d483ce?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f81f58ad909e8a213ab0a690f6ed65e5c0e0e2274bf35ac49ff31d7988d483ce?s=96&d=mm&r=g","caption":"Vitor Silva"},"logo":{"@id":"https:\/\/secure.gravatar.com\/avatar\/f81f58ad909e8a213ab0a690f6ed65e5c0e0e2274bf35ac49ff31d7988d483ce?s=96&d=mm&r=g"},"sameAs":["https:\/\/www.linkedin.com\/in\/vitormrsilva","https:\/\/x.com\/vitorsilva"]}]}},"_links":{"self":[{"href":"https:\/\/osmeusapontamentos.com\/index.php\/wp-json\/wp\/v2\/posts\/1401","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/osmeusapontamentos.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/osmeusapontamentos.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/osmeusapontamentos.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/osmeusapontamentos.com\/index.php\/wp-json\/wp\/v2\/comments?post=1401"}],"version-history":[{"count":0,"href":"https:\/\/osmeusapontamentos.com\/index.php\/wp-json\/wp\/v2\/posts\/1401\/revisions"}],"wp:attachment":[{"href":"https:\/\/osmeusapontamentos.com\/index.php\/wp-json\/wp\/v2\/media?parent=1401"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/osmeusapontamentos.com\/index.php\/wp-json\/wp\/v2\/categories?post=1401"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/osmeusapontamentos.com\/index.php\/wp-json\/wp\/v2\/tags?post=1401"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}